WebEMI= ₹10,00,000 * 0.006 * (1 + 0.006)120 / ( (1 + 0.006)120 - 1) = ₹11,714. The total amount payable will be ₹11,714 * 120 = ₹14,05,703. Principal loan amount is ₹10,00,000 and the Interest amount will be ₹4,05,703. Calculating the EMI manually using the formula can be tedious. HDFC’s EMI Calculator can help you calculate your ... WebUp to 0.50% of the loan amount or ₹3,000 whichever is higher, plus applicable taxes. Minimum Retention Amount: 50% of applicable fees or ₹3,000 + applicable taxes whichever is higher. Self Employed Non-Professional: Up to 1.50% of the loan amount or ₹4,500 whichever is higher, plus applicable taxes.

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